Come make an impact on millions of Brazilians!

Want to make a real difference in the lives of millions? At RecargaPay, we build accessible and innovative financial solutions that transform the way people interact with money. Join us on this journey of impact and innovation, connecting people with opportunities that truly improve their everyday lives.

Our purpose is to deliver the best mobile payment experience for Brazilians, solving real problems with smart solutions like Pix Parcelado, always staying ahead of trends and focused on our customers’ needs. Here, we value collaboration, ownership, and a relentless drive for results—delivering excellence in every interaction.

If you're looking to be part of a dynamic environment that challenges the status quo and puts people at the heart of every decision, RecargaPay is the perfect place for you to grow, co-create, and make a meaningful impact!

Responsibilities:

• Lead the risk management process within the Second Line of Defense, mapping the risks inherent to processes and products and classifying them according to their criticality;
• Develop and execute control testing plans for prioritized processes and products;
• Act as a technical reference for the internal team and other departments across the company, serving as a consultant on risk management and internal controls topics in all workstreams;
• Validate and monitor action plans for the remediation or mitigation of operational and financial risks;
• Lead the structuring and implementation of internal improvement projects within the area;
• Manage the operational loss database;
• Draft and review policies, internal regulations, and manuals related to Risk Management and Internal Controls;
• Prepare regulatory reports;
• Support internal and external audits, as well as regulatory bodies;
• Promote awareness of risk management and internal controls across the company.

• Bachelor’s degree in Business Administration, Accounting, Law, Engineering, Technology, or related fields;
• Proven experience in Internal Controls and Operational Risk within Financial Institutions and/or Payment Institutions (Fintechs) regulated by the Central Bank of Brazil;
• Strong knowledge of regulations issued by the Central Bank of Brazil and laws applicable to Financial Institutions and Payment Institutions;
• Ability to work in a dynamic environment;
• Analytical profile with technical leadership skills;
• Strong synthesis and objectivity in problem-solving and communication;
• Solid communication skills, both verbal and written;
• Advanced knowledge of Microsoft Office, especially Excel and PowerPoint;
• Experience with databases and query-based data retrieval will be considered a plus.

• Health and dental insurance with no co-pay;
• Life insurance;
• Flexible Meal Benefit – Flash card;
• TotalPass (wellness and fitness program);
• Home office allowance – monthly deposit via the RecargaPay app for personal use;
• Incentive through education and language learning platforms;
• Work from anywhere – your office is wherever you are.

Diversity & Inclusion

Diversity is part of our DNA, and we are constantly striving for greater representation and progress. We believe our employees should be true to themselves, and that's what makes them unique in their roles—regardless of gender, religion, disability, LGBTQI+ identity, ethnicity, generation, or diverse experiences. We're looking for authentic, free individuals to co-create a more inclusive and innovative company and society. Does that resonate with you?

Use of Your Data

By submitting a résumé with personal and professional information to participate in RecargaPay’s recruitment and selection process, the candidate acknowledges that their data will be used for necessary analysis and validation throughout the recruitment process and for potential hiring. The candidate also authorizes RecargaPay to share their résumé data with other companies within the RecargaPay group should opportunities aligned with their profile arise.

In compliance with Law 13.709/18 – the Brazilian General Data Protection Law (LGPD), candidates may request the update, correction, or modification of their information during the recruitment and selection process or request that their data not be used, in accordance with applicable legal terms.