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Sr. Product Business Analyst (Credit)



IT, Product
Posted on Tuesday, July 25, 2023

As a Product Business Analyst, you will be responsible for performing deep dive analyzes that will help with the growth of the Lending product, you will collaborate closely with cross-functional teams, including risk, finance, marketing, to analyze market dynamics, competitive landscape, and customer requirements.


  • Analyze and assess loans portfolio to identify both problems and opportunities
  • Understand financial metrics related to profitability/earnings and costs
  • Perform strategic and ad-hoc analysis , identifying opportunities in data to accelerate product adoption, retention, engagement, and/or monetization
  • Present actionable and measurable ideas that will turn into roadmap based on data
  • Challenge business models to find enhancement opportunities
  • Study market trends and have a clear understanding of the product strengths and weaknesses
  • Understand market best practices and user perceptions to influence product evolution & new product launches
  • Propose and monitor KPIs in order to explain changes in Credit portfolio
  • Analyze metrics to continually improve products
  • Ideate dashboards that allow for metric tracking
  • Develop forecasting models
  • Conduct pricing and profitability analysis. Support strategies and margin goals through analysis of existing programs.
  • Bachelor's degree in technology, business, finance, or related field.
  • Excellent analytical, organizational, and problem-solving skills
  • Relevant data analysis experience
  • Strong communication skills (written and verbal)
  • Critical thinking and problem-solving skills
  • Ability to prioritize tasks and Time-management skills.
  • Proficient in SQL Advanced Excel skills.
  • Knowledge of credit portfolio management and finance background.