As a Product Business Analyst, you will be responsible for performing deep dive analyzes that will help with the growth of the Lending product, you will collaborate closely with cross-functional teams, including risk, finance, marketing, to analyze market dynamics, competitive landscape, and customer requirements.

Responsibilities:

• Analyze and assess loans portfolio to identify both problems and opportunities
• Understand financial metrics related to profitability/earnings and costs
• Perform strategic and ad-hoc analysis , identifying opportunities in data to accelerate product adoption, retention, engagement, and/or monetization
• Present actionable and measurable ideas that will turn into roadmap based on data
• Challenge business models to find enhancement opportunities
• Study market trends and have a clear understanding of the product strengths and weaknesses
• Understand market best practices and user perceptions to influence product evolution & new product launches
• Propose and monitor KPIs in order to explain changes in Credit portfolio
• Analyze metrics to continually improve products
• Ideate dashboards that allow for metric tracking
• Develop forecasting models
• Conduct pricing and profitability analysis. Support strategies and margin goals through analysis of existing programs.

• Bachelor's degree in technology, business, finance, or related field.
• Excellent analytical, organizational, and problem-solving skills
• Relevant data analysis experience
• Strong communication skills (written and verbal)
• Critical thinking and problem-solving skills
• Ability to prioritize tasks and Time-management skills.
• Proficient in SQL Advanced Excel skills.
• Knowledge of credit portfolio management and finance background.